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Looking for a mortgage broker in Faribault? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Faribault, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 9 mortgage brokers in Faribault, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Bednar at CrossCountry Mortgage
315 Central Ave N, Faribault, MN 55021
5073349465
Affinity Plus Federal Credit Union
900 4th St NW Suite 102, Faribault, MN 55021
8003227228
HomeTown Credit Union
1205 MN-60, Faribault, MN 55021
5073322288
Tina Gjerald & Tammy O'Malley at Rate (NMLS #331972)
1941 Cardinal Ln Suite C, Faribault, MN 55021
5075137123
Edina Realty - Faribault Real Estate Agency
2901 Lavender Pkwy #150, Faribault, MN 55021
5073341695
Guaranteed Rate
1941 Cardinal Ln STE C, Faribault, MN 55021
6125184297
American Portfolio Mortgage Corporation
1645 Lyndale Ave N #102, Faribault, MN 55021
5072482709
Tammy O'Malley at Rate (NMLS #1277935)
1941 Cardinal Ln Suite C, Faribault, MN 55021
5075137124
Wells Fargo Home Mortgage
104 5th St NW, Faribault, MN 55021
5073326349
Mortgage brokers in Faribault Minnesota help home buyers and refinancing homeowners find suitable loan products. Minnesota law requires mortgage brokers to be licensed through the Minnesota Department of Commerce. Local brokers understand Rice County market conditions and can guide you through state specific disclosure requirements.
What Does a Mortgage Broker in Faribault Cost?
Mortgage broker fees in Minnesota typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. Costs can include origination fees, application fees, and processing fees. Minnesota law requires full disclosure of all fees in the Loan Estimate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Minnesota?
A mortgage broker in Minnesota must hold a license from the Minnesota Department of Commerce. This license requires passing a background check and completing pre licensing education. The license must be renewed annually.
How long does a mortgage pre approval last in Faribault?
A mortgage pre approval typically lasts 60 to 90 days in Minnesota. Lenders may require updated documents after 90 days. This time frame is common across the state.
Are there Minnesota specific mortgage disclosure rules?
Yes, Minnesota requires a Mortgage Originator Disclosure Statement for all residential loans. This document outlines fees and terms. The broker must provide it within three business days of application.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.