Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 12 mortgage brokers in Ypsilanti, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CheckSmart
614 E Michigan Ave, Ypsilanti, MI 48198
7344856248
Hinton Real Estate
36 N Washington St, Ypsilanti, MI 48197
7344808650
Trustwize Mortgage
13 N Washington St Suite No 187, Ypsilanti, MI 48197
7344361303
LoanSense
215 W Michigan Ave, Ypsilanti, MI 48197
7342037640
C&B Mortgage Solutions
141 Ecorse Rd, Ypsilanti, MI 48198
7342170437
Millennium Personal Finance
301 W Michigan Ave STE 407, Ypsilanti, MI 48197
7342190981
Edward Jones - Financial Advisor: Steve Manchester, AAMS®
1858 Whittaker Rd, Ypsilanti, MI 48197
7344858153
Hinton Home Loans Inc
36 N Washington St, Ypsilanti, MI 48197
7342101767
John Adams Mortgage Company
1661 S Huron St #7020, Ypsilanti, MI 48197
7343206873
Chase Mortgage
5436 Whittaker Rd, Ypsilanti, MI 48197
7344835280
Chase Mortgage
4101 E Ellsworth Rd, Ypsilanti, MI 48197
7345285036
PNC Mortgage
3175 Clark Rd, Ypsilanti, MI 48197
7344347070
What Does a Mortgage Broker in Ypsilanti Cost?
Mortgage broker fees in Michigan typically range from 1% to 3% of the loan amount. For a $250,000 home that means $2,500 to $7,500 in broker compensation. Some brokers charge a flat fee of $3,000 to $5,000. You may also pay third party costs like appraisal and credit report fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the difference between a mortgage broker and a loan officer in Ypsilanti?
A mortgage broker works independently and shops your loan to multiple lenders while a loan officer works for a single bank or credit union. In Michigan brokers must disclose their compensation and any fees upfront under state law.
What documents do I need to apply with a mortgage broker in Michigan?
You typically need recent pay stubs, W-2 forms, tax returns for two years, bank statements, and a valid ID. Michigan law requires brokers to provide a Loan Estimate within three business days of receiving your application.
How long does the mortgage process take in Ypsilanti?
The process from application to closing usually takes 30 to 45 days. Michigan law allows a three day right of rescission for refinances but not for purchase loans.