Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 mortgage brokers in Swartz Creek, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Skylar Mortgage Company
5370 Miller Rd #12, Swartz Creek, MI 48473
8107336400
Chase Mortgage
4459 Paul Fortino Dr, Swartz Creek, MI 48473
8102305000
What Does a Mortgage Broker in Swartz Creek Cost?
Mortgage broker fees in Michigan typically range from 1% to 3% of the loan amount. Some brokers charge a flat fee of $2,000 to $5,000. You may also pay origination fees and third party costs like appraisal and credit report fees. Costs vary by loan size, credit score, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Swartz Creek Michigan?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. Brokers do not lend money directly but connect you with lenders who may approve your loan.
Do I need a mortgage broker to buy a home in Swartz Creek?
No, you can apply directly with banks or credit unions. However a broker can save you time by comparing multiple lenders at once. This can be helpful if you have unique financial circumstances or want to explore different loan types.
What Michigan laws apply to mortgage brokers?
Michigan requires mortgage brokers to be licensed under the Mortgage Brokers, Lenders, and Servicers Licensing Act. Brokers must disclose all fees in writing and follow state rules on interest rates and loan terms. You can verify a brokers license on the Michigan DIFS website.