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Browse mortgage brokers serving Ferndale, Michigan. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Ferndale, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 mortgage brokers in Ferndale, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
David Wechsler @ The Mortgage Consultant
1603 E 9 Mile Rd, Ferndale, MI 48220
2485143489
Home Jim - Jim Kleiner
Woodward Ave, Ferndale, MI 48220
3134706622
Lamar Mortgage Group, LLC
23241 Woodward Ave, Ferndale, MI 48220
2487031238
Specialty Mortgage LLC
226 Withington St Unit 8, Ferndale, MI 48220
3136147248
Mortgage brokers in Ferndale Michigan help home buyers and refinancing homeowners find suitable loan products from multiple lenders. Michigan law requires mortgage brokers to be licensed through the Michigan Department of Insurance and Financial Services. Working with a local Ferndale broker can provide insight into Oakland County market conditions and community specific programs.
What Does a Mortgage Broker in Ferndale Cost?
Mortgage broker costs in Michigan typically include an origination fee of 0.5% to 2% of the loan amount plus third party fees for appraisal credit report and title services. For a $300,000 loan you might pay $3,000 to $6,000 in broker fees. Some brokers charge a flat fee instead of a percentage. Costs vary by loan type lender and your financial profile. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Michigan?
In Michigan mortgage brokers must hold a valid license from the Michigan Department of Insurance and Financial Services. They also must register with the Nationwide Multistate Licensing System. You can verify a brokers license on the NMLS website.
How do mortgage broker fees work in Michigan?
Michigan law requires mortgage brokers to disclose all fees in a Good Faith Estimate within three business days of application. Typical broker fees range from 1% to 2% of the loan amount. These fees are paid at closing or can sometimes be rolled into the loan.
Can a mortgage broker help with FHA loans in Ferndale?
Yes many mortgage brokers in Ferndale offer FHA loans which require a 3.5% down payment. Michigan has specific FHA loan limits that vary by county. For Oakland County the 2024 FHA loan limit for a single family home is $498,257.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.