Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 mortgage brokers in Topsfield, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ross Billings at CrossCountry Mortgage
49 Main St, Topsfield, MA 01983
8777731226
Jessica D'Avolio at Leader Bank
35 Main St, Topsfield, MA 01983
9787904757
Alexander Lampropoulos - Leader Bank, Mortgage, NMLS #1434430
35 Main St, Topsfield, MA 01983
9783023640
James Wallimann, Leader Bank Mortgage (NMLS #2092605)
35 Main St, Topsfield, MA 01983
9784147898
What Does a Mortgage Broker in Topsfield Cost?
Mortgage broker fees in Massachusetts typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee of $2,000 to $5,000. You may also pay application fees, appraisal fees, and origination points. Costs vary by lender and loan product. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Topsfield?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you choose a mortgage that fits your needs. In Massachusetts, brokers must follow strict licensing and disclosure rules.
Is a mortgage broker required to be licensed in Massachusetts?
Yes, mortgage brokers in Massachusetts must hold a valid license from the Division of Banks. They must also pass a background check and complete continuing education. You can verify a brokers license on the Nationwide Multistate Licensing System website.
What documents do I need to apply with a Topsfield mortgage broker?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Massachusetts lenders may also require proof of homeowners insurance. Your broker will provide a complete list based on your loan type.