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Find Mortgage Brokers in Swampscott, MA

Browse mortgage brokers serving Swampscott, Massachusetts. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Swampscott, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 mortgage brokers in Swampscott, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Salem Five Bank
450 Paradise Rd, Swampscott, MA 01907
7815937918
Sagan Harborside Sotheby's International Realty
300 Salem St, Swampscott, MA 01907
7815936111
REAL ESTATE and Company
444 Humphrey St, Swampscott, MA 01907
9787647504
Lennox Financial
168 Humphrey St # R, Swampscott, MA 01907
7815926662

Mortgage brokers in Swampscott help homebuyers and homeowners find suitable loan products from multiple lenders. Massachusetts law requires brokers to be licensed by the Division of Banks and to disclose their fees upfront. Working with a local broker can simplify the process of buying a home in Swampscott or refinancing an existing mortgage.

What Does a Mortgage Broker in Swampscott Cost?

Mortgage broker fees in Massachusetts typically range from 1% to 2% of the loan amount. For a $400,000 loan this equals $4,000 to $8,000. Some brokers charge a flat fee instead of a percentage. You may also pay application fees and third-party costs like appraisal and credit report fees. Costs vary by lender and loan type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Swampscott?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you choose a mortgage that fits your needs. In Massachusetts brokers must follow strict licensing and disclosure rules.
Do I need a mortgage broker to buy a home in Swampscott?
No you do not need a broker. You can work directly with a bank or credit union. However a broker can offer access to multiple lenders and may help you find competitive rates and terms.
How do I choose a mortgage broker in Swampscott?
Look for a broker licensed in Massachusetts with positive client reviews. Ask about their experience with local properties and verify they provide a Good Faith Estimate of fees. Always compare offers from at least two brokers.