Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 8 mortgage brokers in Ludlow, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation-Ludlow, MA Branch
733 Chapin St Suite 104, Ludlow, MA 01056
4132109795
Pioneer Valley Financial Group
535 East St, Ludlow, MA 01056
4135891500
Ranger Cash Advance
73 East St, Ludlow, MA 01056
4139236255
Ben Cartagena
33 Center St, Ludlow, MA 01056
4132500827
Michele Morris
33 Center St, Ludlow, MA 01056
4136957319
Brian Grout - Citizens, Home Mortgage
33 Center St, Ludlow, MA 01056
4135307755
Gary Teixeira - Mortgage Loan Officer
549 Center St, Ludlow, MA 01056
4134785420
Ludlow Branch
314 Center St, Ludlow, MA 01056
4137471326
What Does a Mortgage Broker in Ludlow Cost?
In Massachusetts mortgage broker fees typically range from 1% to 2% of the loan amount. For a $300,000 loan this means $3,000 to $6,000. Some brokers charge a flat fee of $2,500 to $5,000. Costs vary based on loan type and complexity. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Ludlow do?
A mortgage broker acts as a middleman between you and lenders. They collect your financial information and shop for loan options. In Massachusetts brokers must follow state licensing rules and disclose their fees upfront.
How do I choose a mortgage broker in Ludlow Massachusetts?
Look for a broker licensed with the Massachusetts Division of Banks. Check their experience with local Ludlow properties and ask about their fee structure. You can verify a brokers license on the Massachusetts state website.
Are there specific Massachusetts laws for mortgage brokers?
Yes Massachusetts has strict laws. Brokers must provide a Good Faith Estimate of costs within three days of your application. They cannot charge fees without a signed agreement. The state also limits prepayment penalties on certain loans.