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Mortgage Brokers in Lawrence, MA

Directory of mortgage brokers in Lawrence, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Lawrence, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 mortgage brokers in Lawrence, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Fermin Group, Real Estate Team with Century 21 Northeast
130 Parker St UNIT 14, Lawrence, MA 01843
9782342387
NACA
261 Common St, Lawrence, MA 01840
9786873993
Natalie Malinowski at CrossCountry Mortgage
354 Merrimack St Suite 315, Lawrence, MA 01843
3512038434
Karina Blanco Garcia
439 S Union St Suite 3a, Lawrence, MA 01843
6173343290
Hard Money Lenders Lawrence MA
133 Essex St, Lawrence, MA 01840
9786088506

Mortgage brokers in Lawrence Massachusetts help homebuyers and homeowners find suitable loan products from multiple lenders. Massachusetts law requires all mortgage brokers to be licensed by the Division of Banks. Brokers can assist with conventional loans FHA loans and MassHousing programs for first-time buyers in the Merrimack Valley.

What Does a Mortgage Broker in Lawrence Cost?

Mortgage broker costs in Massachusetts typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between 2000 and 5000 dollars. Borrowers may also pay third-party fees for appraisal and credit report. Costs vary by loan type and lender arrangement. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in Massachusetts?
Massachusetts requires mortgage brokers to hold a valid license from the Division of Banks under M.G.L. Chapter 255E. They must also pass a background check and complete pre-licensing education.
How do mortgage broker fees work in Lawrence?
Broker fees are typically paid by the borrower or the lender and are disclosed on the Loan Estimate. In Massachusetts the broker cannot charge more than a reasonable fee as defined by state regulations.
Can a mortgage broker help with MassHousing loans?
Yes many Lawrence brokers are approved to offer MassHousing programs including the MassHousing Conventional loan and the Mortgage Insurance Fund. These programs have specific income and purchase price limits for Essex County.