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Find Mortgage Brokers Near You in Ipswich, MA

Looking for a mortgage broker in Ipswich? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Ipswich, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 mortgage brokers in Ipswich, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Ashley Borden
118 County Rd Office 121, Ipswich, MA 01938
9787589227
Guild Mortgage Company
118 County Rd Office 121, Ipswich, MA 01938
9784405250
Kim Wrobel - Mortgage Loan Officer
Russell Plaza, 23 Market St, Ipswich, MA 01938
6178039119

Mortgage brokers in Ipswich Massachusetts help home buyers and homeowners find suitable loan products from multiple lenders. Massachusetts law requires mortgage brokers to be licensed by the Division of Banks and follow strict disclosure rules under M.G.L. Chapter 255E. Working with a local broker can simplify the process of securing a mortgage for properties in Ipswichs historic districts or coastal areas.

What Does a Mortgage Broker in Ipswich Cost?

Mortgage broker fees in Massachusetts typically range from 1% to 2% of the loan amount. For a $400,000 loan this means a fee of $4,000 to $8,000. Some brokers charge a flat fee between $2,500 and $5,000. Costs vary based on loan complexity and lender requirements. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in Massachusetts?
A mortgage broker must hold a valid license from the Massachusetts Division of Banks. This license requires passing a background check completing pre-licensing education and meeting continuing education requirements each year.
How long does it take to close a mortgage in Ipswich?
A typical mortgage closing in Massachusetts takes 30 to 45 days from application to funding. Delays can occur if the property is in a flood zone or historic district requiring additional surveys or approvals.
Are there special mortgage programs for Massachusetts first-time buyers?
Yes Massachusetts offers the MassHousing program for first-time buyers with low down payment options and competitive rates. Some Ipswich properties may also qualify for USDA loans if located in eligible rural areas.