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Find Mortgage Brokers Near You in Richmond, IN

Directory of mortgage brokers in Richmond, Indiana. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Richmond, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 9 mortgage brokers in Richmond, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
KTL Performance Mortgage Richmond
3363 E Main St, Richmond, IN 47374
7652734711
PrimeLending, A PlainsCapital Company - Richmond
913 E Main St Suite A, Office 1, Richmond, IN 47374
7654397002
Alex Pressly - USA Mortgage
900 N E St, Richmond, IN 47374
9374671215
Hometown Mortgage Team
10 SW 5th St, Richmond, IN 47374
7048385976
Tracey Jellison, NMLS: 707631, PrimeLending
913 E Main St Suite A, Office 1, Richmond, IN 47374
7659141790
US Bank Mortgage
531 E Main St, Richmond, IN 47374
8008722657
Chase Home Lending
4400 E Main St, Richmond, IN 47374
4046670941
US Bank Mortgage
2916 E Main St, Richmond, IN 47374
8008722657
US Bank Mortgage
905 Locust Dr, Richmond, IN 47374
8008722657

Mortgage brokers in Richmond Indiana help home buyers and homeowners find the right loan product for their needs. Indiana law requires mortgage brokers to be licensed through the Indiana Department of Financial Institutions. Brokers can connect you with multiple lenders to compare rates and terms for your Richmond property purchase or refinance.

What Does a Mortgage Broker in Richmond Cost?

Mortgage broker fees in Indiana typically range from 1% to 3% of the loan amount. This is often paid by the lender or rolled into the loan. Some brokers charge a flat fee between $1,000 and $3,000. You may also pay application fees and third party costs like appraisal and credit report fees. Costs vary by loan type and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Richmond Indiana?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information and shop for loan options that fit your situation. In Indiana brokers must follow state licensing rules and disclose their fees upfront.
How do I choose a mortgage broker in Richmond?
Look for a broker licensed with the Indiana Department of Financial Institutions. Ask about their experience with local Richmond properties and their fee structure. You can verify a license through the Nationwide Multistate Licensing System.
Are there Indiana specific rules for mortgage brokers?
Yes. Indiana requires mortgage brokers to pass a background check and complete pre-licensing education. They must also provide a Good Faith Estimate of costs within three business days of your application. Indiana law limits certain fees and requires clear disclosure of loan terms.