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6 agents listed
Updated May 2026
Wood River, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 mortgage brokers in Wood River, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st MidAmerica Credit Union
1795 E Edwardsville Rd, Wood River, IL 62095
6182583168
Lewis & Clark Insurance - Equity Insurance Group
160 E Ferguson Ave, Wood River, IL 62095
6182549363
First Mid Bank & Trust
1046 Madison Ave, Wood River, IL 62095
6182548445
Edward Jones - Financial Advisor: Barbara Craft, AAMS®
1812 Vaughn Rd, Wood River, IL 62095
6182588424
Edward Jones - Financial Advisor: Jim Pipkin, CFP®|CEPA®|AAMS®
656 Wesley Dr, Wood River, IL 62095
6182514932
Edward Jones - Financial Advisor: Robin Karpan, CFP®
1812 Vaughn Rd, Wood River, IL 62095
6182280333
Mortgage brokers in Wood River, Illinois help homebuyers and homeowners find suitable loan options from multiple lenders. Illinois law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System. Working with a local broker can simplify the process of securing a mortgage for a home in Madison County.
What Does a Mortgage Broker in Wood River Cost?
Mortgage broker fees in Illinois typically range from 1% to 2% of the loan amount. For a $200,000 loan, this means $2,000 to $4,000 in broker fees. Some brokers charge a flat fee of $1,000 to $3,000. Costs vary based on loan type, lender, and your financial profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Wood River?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, compare loan products, and help you apply for a mortgage that fits your needs. In Illinois, brokers must follow state regulations to protect borrowers.
How do I choose a mortgage broker in Illinois?
Look for a broker licensed through the Nationwide Multistate Licensing System. Check their experience with local lenders and ask about fees upfront. Illinois law requires brokers to provide a written estimate of costs before you commit.
Are there Illinois specific rules for mortgage brokers?
Yes, Illinois requires mortgage brokers to be licensed and to follow the Residential Mortgage License Act. Brokers must disclose all fees and interest rates clearly. They cannot charge excessive fees or engage in predatory lending practices.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.