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Looking for a mortgage broker in Troy? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Troy, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 8 mortgage brokers in Troy, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dream Homes with Jake
945 Carla Dr, Troy, IL 62294
6182084480
Trudy Lacefield Re/Max Alliance
629 Edwardsville Rd, Troy, IL 62294
6186162031
Angie Judd Uram (Greco) & Global RE Group
530 Edwardsville Rd, Troy, IL 62294
6189170508
Busey Bank
507 Edwardsville Rd, Troy, IL 62294
6186676702
Andy Winters - COUNTRY Financial Representative
102 N Main St, Troy, IL 62294
6186677720
Brett Miller - COUNTRY Financial Representative
112 S Main St, Troy, IL 62294
6186677720
Edward Jones - Financial Advisor: Linda S Manley, CFP®
7654 Plummer Business Dr, Troy, IL 62294
6186673272
Collinsville Building & Loan
100 W Market St, Troy, IL 62294
6186676767
Mortgage brokers in Troy Illinois help homebuyers and homeowners find suitable loan options from multiple lenders. Illinois law requires mortgage brokers to be licensed through the Illinois Department of Financial and Professional Regulation. Working with a local broker can simplify the process of securing a conventional FHA or VA loan in Madison County.
What Does a Mortgage Broker in Troy Cost?
Mortgage broker fees in Illinois typically range from 1% to 2% of the loan amount though some charge a flat fee between $2,000 and $5,000. Additional costs may include origination fees appraisal fees and third party charges. Illinois law requires brokers to provide a clear fee estimate before you commit. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Troy Illinois?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork and compare rates from different banks and credit unions. In Illinois brokers must follow state licensing rules and disclose their fees upfront.
How do I choose a mortgage broker in Troy?
Look for a licensed broker with experience in Madison County and Illinois lending laws. Check their reviews and ask about their lender network and fee structure. It is wise to interview a few brokers before making a decision.
What documents do I need for a mortgage application in Illinois?
You typically need pay stubs tax returns bank statements and proof of assets. Illinois law also requires disclosure of the Loan Estimate and Closing Disclosure within specific time frames. Your broker will guide you through the full list of required documents.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.