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5 agents listed
Updated May 2026
South Elgin, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 5 mortgage brokers in South Elgin, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
230 S Randall Rd, South Elgin, IL 60177
8477410360
Direct Mortgage Corporation
460 Briargate Dr STE 200, South Elgin, IL 60177
8476220564
Chase Home Lending
536 S Randall Rd, South Elgin, IL 60177
8474681241
Michael Affatato - Chase Home Lending Advisor - NMLS ID 426771
536 S Randall Rd, South Elgin, IL 60177
8474681241
Team USA Mortgage
800 Medford Dr, South Elgin, IL 60177
6308004331
South Elgin residents can work with a mortgage broker to find home loan options from multiple lenders. In Illinois mortgage brokers must be licensed by the Illinois Department of Financial and Professional Regulation. A broker can help you compare rates and terms for a purchase or refinance in Kane County.
What Does a Mortgage Broker in South Elgin Cost?
Mortgage broker fees in Illinois typically range from 1% to 2% of the loan amount. For a $300,000 loan this could be $3,000 to $6,000. Some brokers charge a flat fee of $1,500 to $3,000. Costs vary based on loan type and complexity. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in South Elgin?
A mortgage broker acts as a middleman between you and multiple lenders. They gather your financial information and shop for loan options on your behalf. In Illinois brokers must follow state disclosure rules and provide a good faith estimate of costs.
How do I choose a mortgage broker in Illinois?
Look for a broker licensed with the Illinois Department of Financial and Professional Regulation. Check their record on the Nationwide Multistate Licensing System. Ask about their experience with local lenders and typical closing timelines.
Are there Illinois laws that protect borrowers using a broker?
Yes. Illinois law requires mortgage brokers to provide a written agreement outlining fees and services. Brokers must also disclose any conflicts of interest. The Illinois Residential Mortgage License Act governs broker conduct and sets standards for loan originations.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.