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Mortgage Brokers in Rock Island, IL

Directory of mortgage brokers in Rock Island, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

7 agents listed
Updated May 2026
Rock Island, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 7 mortgage brokers in Rock Island, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cissi Leinonen - Rate Mortgage
3514 46th Ave, Rock Island, IL 61201
3099122507
OneMain Financial
4030 46th Ave, Rock Island, IL 61201
3097889327
loanDepot
100 19th St #103, Rock Island, IL 61201
3092409750
The Wild Group at Rate
3514 46th Ave Suite 1, Rock Island, IL 61201
3097816274
US Bank Mortgage
3411 18th Ave, Rock Island, IL 61201
8008722657
Rate
3514 46th Ave Suite 1, Rock Island, IL 61201
3097402503
US Bank Mortgage
230 18th St, Rock Island, IL 61201
8008722657

Mortgage brokers in Rock Island, Illinois help home buyers and homeowners find suitable loan products from multiple lenders. Illinois requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System (NMLS) and to follow state regulations under the Residential Mortgage License Act. Working with a local broker can provide access to lenders familiar with the Quad Cities real estate market and specific Illinois property laws.

What Does a Mortgage Broker in Rock Island Cost?

Mortgage broker fees in Illinois typically range from 1% to 3% of the loan amount. For a $200,000 home loan, this could mean $2,000 to $6,000 in broker fees. Some brokers charge a flat fee instead of a percentage. Additional costs may include application fees, origination fees, and third-party charges like appraisals and credit reports. Illinois law requires brokers to provide a Loan Estimate within three business days of application that details all costs. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in Illinois?
A mortgage broker in Illinois must hold a valid license from the Illinois Department of Financial and Professional Regulation (IDFPR) and be registered with the NMLS. The license number must be disclosed on all advertisements and loan documents.
How do I verify a mortgage broker in Rock Island?
You can verify a mortgage brokers license by searching the NMLS Consumer Access website or the IDFPR license lookup tool. Check that the license is active and has no recent disciplinary actions.