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Directory of mortgage brokers in Palos Heights, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Palos Heights, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 10 mortgage brokers in Palos Heights, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gabriel A Escobedo | Fairway Independent Mortgage Corporation Loan Officer
7300 W College Dr #201, Palos Heights, IL 60463
7084360600
JD The Mortgage Guy
7001 W 127th St #202, Palos Heights, IL 60463
7082246631
Chase Home Lending
12657 S Ridgeland Ave, Palos Heights, IL 60463
7733205940
What Does a Mortgage Broker in Palos Heights Cost?
Mortgage broker costs in Illinois typically include an origination fee of 0.5% to 1.5% of the loan amount. For a $300,000 loan, this fee ranges from $1,500 to $4,500. You may also pay application fees, appraisal fees, and third party costs. Some brokers charge a flat fee instead of a percentage. All fees must be disclosed on the Loan Estimate form. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Illinois?
Mortgage brokers in Illinois must hold a valid license from the Illinois Department of Financial and Professional Regulation. They also need to register with the Nationwide Multistate Licensing System (NMLS). You can verify a brokers license on the IDFPR website.
How long does a typical mortgage process take in Palos Heights?
The mortgage process in Illinois usually takes 30 to 45 days from application to closing. Delays can occur due to appraisal scheduling or document verification. Your broker will provide a timeline estimate based on your specific loan type.
What documents do I need to apply for a mortgage in Illinois?
You will need recent pay stubs, W-2 forms, tax returns for the past two years, bank statements, and a valid ID. Self employed borrowers may need additional profit and loss statements. Your broker will give you a complete checklist.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.