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Browse mortgage brokers serving Loves Park, Illinois. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Loves Park, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 7 mortgage brokers in Loves Park, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Karina Flores - Fairway Independent Mortgage
6278 E Riverside Blvd, Loves Park, IL 61111
8155406440
Fairway Independent Mortgage Corporation
6278 E Riverside Blvd, Loves Park, IL 61111
8159662010
Kari Pierce, Rockford Bell Credit Union
4225 N Perryville Rd, Loves Park, IL 61111
8156362100
US Bank Mortgage
5629 N 2nd St, Loves Park, IL 61111
8008722657
Chase Mortgage
7997 N Alpine Rd, Loves Park, IL 61111
8156541441
Tampa Refinance Mortgage
6611 N 2nd St, Loves Park, IL 61111
8664843199
PNC Mortgage
5817 N 2nd St, Loves Park, IL 61111
8156335050
Mortgage brokers in Loves Park Illinois help home buyers and refinancers find suitable loan products from multiple lenders. Illinois law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System and to follow state disclosure rules. Working with a local broker can give you access to lenders familiar with Winnebago County property values and Illinois specific programs like the Illinois Housing Development Authority down payment assistance.
What Does a Mortgage Broker in Loves Park Cost?
Mortgage broker costs in Illinois typically range from 1% to 3% of the loan amount. This fee can be paid by you, the lender, or split between both. Some brokers charge a flat fee of 2500 to 5000 dollars instead of a percentage. You may also pay for a credit report fee and appraisal costs separately. Always review the Loan Estimate for a complete breakdown of fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Loves Park Illinois?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application process. In Illinois, brokers must provide a written disclosure of their fees and any lender compensation.
How do I choose a mortgage broker in Loves Park?
Look for a broker who is licensed through the Nationwide Multistate Licensing System and has experience with Illinois specific loan programs. Ask about their fee structure and how they are compensated. Check their history with the Illinois Department of Financial and Professional Regulation for any complaints.
What Illinois laws apply to mortgage brokers?
Illinois mortgage brokers must follow the Residential Mortgage License Act. They are required to give you a Loan Estimate within three business days of your application. Brokers cannot charge upfront fees before you receive a Loan Estimate. They must also disclose any yield spread premiums or other lender payments.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.