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11 agents listed
Updated May 2026
Harvard, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 11 mortgage brokers in Harvard, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FNBO
355 S Division St, Harvard, IL 60033
8155683222
The Harvard State Bank
35 N Ayer St, Harvard, IL 60033
8159434400
Complete Realty & Property Management
22 N Ayer St, Harvard, IL 60033
8157700157
Edward Jones - Financial Advisor: Megan R Kirchner, AAMS®
100 S Ayer St unit D, Harvard, IL 60033
8157701028
Harvard Savings Bank
1400 N Division St, Harvard, IL 60033
8157288000
The Harvard State Bank
1265 S Division St, Harvard, IL 60033
8159434400
Edward Jones - Financial Advisor: Eric N Thornburg, AAMS®|CRPC™
200 W Front St Suite D, Harvard, IL 60033
8159430721
Berkshire Hathaway Starck Real Estate
5420 S Division St, Harvard, IL 60033
8159437911
Edward Jones - Financial Advisor: Diego Gomez Tagle
200 W Front St Suite D, Harvard, IL 60033
8157703409
Raymond James Financial Services
355 S Division St, Harvard, IL 60033
8159432615
Edward Jones - Financial Advisor: Sean T Borchers
200 W Front St Suite D, Harvard, IL 60033
8157703441
Mortgage brokers in Harvard Illinois connect homebuyers with lenders to find suitable loan options. Illinois law requires mortgage brokers to be licensed through the Illinois Department of Financial and Professional Regulation. Local brokers understand the Harvard real estate market and can assist with conventional FHA and VA loans.
What Does a Mortgage Broker in Harvard Cost?
Mortgage broker fees in Illinois typically range from 1% to 2% of the loan amount. For a $250,000 home this could be $2,500 to $5,000. Some brokers charge a flat fee instead of a percentage. Costs vary by loan type and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Harvard Illinois?
A mortgage broker acts as an intermediary between you and multiple lenders. They help you compare loan offers and guide you through the application process. In Illinois brokers must follow state licensing rules and disclose all fees upfront.
How do I choose a mortgage broker in Harvard?
Look for a broker licensed in Illinois with experience in McHenry County. Check their reviews and ask about their lender network. A good broker will explain loan options clearly and provide a good faith estimate of costs.
Are there Illinois laws that protect home buyers using a broker?
Yes Illinois has the Residential Mortgage License Act which requires brokers to be licensed and bonded. Brokers must provide a loan estimate within three business days of application. They cannot charge fees that are not disclosed in writing.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.