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5 agents listed
Updated May 2026
Chatham, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 5 mortgage brokers in Chatham, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Formea Insurance Group, Inc.
512 S Church St, Chatham, IL 62629
2174831536
Coonrod Financial Group
450 N Main, Chatham, IL 62629
2174834070
Julie Hale Miller - COUNTRY Financial Representative
120 W Walnut St, Chatham, IL 62629
2174834355
BOS Chatham Banking Center
1140 Commercial Ct, Chatham, IL 62629
2174836666
Edward Jones - Financial Advisor: Adam W Liesman
320 N Main Suite B, Chatham, IL 62629
2179099875
Mortgage brokers in Chatham, Illinois help home buyers and homeowners find suitable loan products from various lenders. These professionals are licensed through the Illinois Department of Financial and Professional Regulation, which requires adherence to state lending laws. Working with a local broker can provide insight into Chatham real estate market trends and available financing options.
What Does a Mortgage Broker in Chatham Cost?
Mortgage broker fees in Illinois typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee between $2,000 and $5,000. These costs are often paid at closing and may be negotiable. Additionally, borrowers should expect third-party fees for appraisal, credit report, and title services. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Chatham Illinois?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork, compare rates, and guide you through the application process. Brokers must be licensed under the Illinois Residential Mortgage License Act.
How do I choose a mortgage broker in Chatham?
Look for a broker licensed in Illinois with a record of no disciplinary actions. You can verify licenses through the Nationwide Multistate Licensing System. Ask about their experience with local properties and loan types common in Sangamon County.
What documents do I need to apply for a mortgage in Illinois?
Typical documents include recent pay stubs, tax returns, bank statements, and identification. Illinois law also requires a property appraisal and title search. Your broker will provide a complete list based on your loan type.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.