Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 11 mortgage brokers in Post Falls, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Northwest Title Loans
4005 W Riverbend Ave, Post Falls, ID 83854
2087734789
Check `n Go
740 N Cecil Rd #114, Post Falls, ID 83854
2087736228
Half Price Title Loans
3920 W 5th Ave # A2, Post Falls, ID 83854
2084571433
World Finance
112 E Seltice Way Ste C, Post Falls, ID 83854
2084573204
Monument Financial, Inc.
510 Clearwater Loop # 100, Post Falls, ID 83854
2089006350
Idaho Mortgage Broker Laura Guadamuz, Loan Officer NMLS #2097030
4252 E 16th Ave, Post Falls, ID 83854
2084815899
Erin Halleman, STCU Home Loans, NMLS #1173475
3903 E Primrose Ln #101, Post Falls, ID 83854
2086194005
Heartland Mortgage Inc NMLS# 70082
2700 E Seltice Way Ste 8, Post Falls, ID 83854
2087772030
Compass Financial By Altmeyer
1810 E Schneidmiller Ave # 341, Post Falls, ID 83854
2087779444
Mimi Fisher - Powered by Modus Mortgage
510 Clearwater Loop, Post Falls, ID 83854
2086619457
US Bank Mortgage
415 E Seltice Way, Post Falls, ID 83854
8008722657
What Does a Mortgage Broker in Post Falls Cost?
Mortgage broker costs in Idaho typically include an origination fee of 0.5% to 1.5% of the loan amount. For a $300,000 loan this equals $1,500 to $4,500. Brokers may also charge application fees or processing fees ranging from $300 to $800. Some brokers are paid by lenders through yield spread premiums, which must be disclosed. Costs vary by loan size, credit profile, and lender terms. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Post Falls do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. In Idaho, brokers must disclose all fees and lender compensation in writing.
Do I need a mortgage broker or can I go directly to a bank in Post Falls?
You can use either option. A broker can access multiple lenders and may find more competitive rates or programs. Direct banks offer their own products. Idaho law does not require you to use a broker, but brokers can simplify comparing offers.
What documents do I need to apply with a Post Falls mortgage broker?
You typically need recent pay stubs, W-2 forms, tax returns for two years, bank statements, and identification. For self-employed borrowers, Idaho brokers may ask for profit and loss statements. The broker will provide a complete list based on your loan type.