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Compare mortgage brokers in St Simons Island. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
St Simons Island, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 9 mortgage brokers in St Simons Island, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendLogic - St Simons Island
1607 Frederica Rd suite 102, St Simons Island, GA 31522
9122684064
Stephen Moreno, IV - Capital City Home Loans
621 Ocean Blvd, St Simons Island, GA 31522
9127712115
Lendingchics at Bank of England Mortgage
2483 Demere Rd Suite 201, St Simons Island, GA 31522
5132255297
Somerset Mortgage Corporation
1607 Frederica Rd #201, St Simons Island, GA 31522
9122307700
Capital City Home Loans
621 Ocean Blvd, St Simons Island, GA 31522
9126383005
Mark North - Ameris Bank Mortgage
3811 Frederica Rd, St Simons Island, GA 31522
4043877273
Cornerstone First Mortgage NMLS#173855
1700 Frederica Rd STE 106, St Simons Island, GA 31522
9123422401
Best Life Home Loans
5500 Frederica Rd Suite 1219, St Simons Island, GA 31522
9127716224
SWBC Mortgage St. Simons Island
507 Ocean Blvd Ste 202, St Simons Island, GA 31522
6788225342
Mortgage brokers in St Simons Island help home buyers and refinancing homeowners find suitable loan products from multiple lenders. Georgia law requires all mortgage brokers to hold a license from the Georgia Department of Banking and Finance. Local brokers understand the unique coastal real estate market and can guide you through the process of buying a home on St Simons Island.
What Does a Mortgage Broker in St Simons Island Cost?
Mortgage broker fees in Georgia typically range from 1% to 2% of the loan amount. For a $300,000 home, this means $3,000 to $6,000 in broker fees. Some brokers charge a flat fee of $2,500 to $5,000. You may also pay lender-specific costs like origination fees and discount points. Costs vary by situation and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in St Simons Island?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They handle paperwork, compare rates, and help you through the approval process. In Georgia, brokers must disclose their fees and any lender compensation upfront.
Do I need a mortgage broker to buy a home in Georgia?
No, you can work directly with a bank or credit union. However, a broker can offer access to more loan options and may save you time. Georgia law does not require a broker for any home purchase.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.