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Compare Mortgage Brokers in Winter Springs, FL

Directory of mortgage brokers in Winter Springs, Florida. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Winter Springs, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage brokers in Winter Springs, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
That Mortgage Guy Don @ HAPPY HOME MORTGAGE LLC
1401 Town Plaza Ct #2030a, Winter Springs, FL 32708
9412206741
Jon Smith at Guaranteed Rate Affinity (NMLS #196479)
5965 Red Bug Lake Rd Unit 101, Winter Springs, FL 32708
4072047722

Mortgage brokers in Winter Springs Florida help home buyers and refinancing homeowners find suitable loan products from various lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation and follow strict disclosure rules. Working with a local broker can simplify the process of buying a home in Seminole County.

What Does a Mortgage Broker in Winter Springs Cost?

Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. For a $300,000 loan, this means $3,000 to $6,000 in broker fees. Some brokers charge a flat fee instead of a percentage. Additional costs include appraisal fees, title insurance, and recording fees. Florida law requires a Loan Estimate showing all fees within three business days of application. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in Florida?
Mortgage brokers in Florida must hold a valid license from the Florida Office of Financial Regulation. They must pass a background check and complete pre-licensing education. This ensures they follow state laws and protect consumers.
How do mortgage brokers in Winter Springs get paid?
Mortgage brokers earn a commission based on the loan amount, usually paid by the lender or the borrower. Florida law requires brokers to disclose all fees in a Good Faith Estimate. Typical broker fees range from 1% to 2% of the loan amount.