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Browse mortgage brokers serving St Cloud, Florida. Contact information and addresses listed below.
14 agents listed
Updated May 2026
St Cloud, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 14 mortgage brokers in St Cloud, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Firm- Saint Cloud Branch
1123 Florida Ave, St Cloud, FL 34769
4075930173
Ulysses Escobar, Mortgage Broker
1010 Pennsylvania Ave, St Cloud, FL 34769
4078376884
Nelson Monge - Element Mortgage Branch Manager
707 13th St, St Cloud, FL 34769
4073013931
Cathy Done - Movement Mortgage
1418 S Narcoossee Rd, St Cloud, FL 34771
4073604593
Sheiny Hernandez, Movement Mortgage
1418 S Narcoossee Rd, St Cloud, FL 34771
4077163774
Douglas De Almeida
3744 Briarwood Estates Cir, St Cloud, FL 34772
5083454749
Better Option Home Loans
5226 Northern Flicker Dr, St Cloud, FL 34771
4077546581
Mike Schofield Mortgage Originator / NMLS # 2189548
4913 Emilee Grace Ln, St Cloud, FL 34771
3023581806
Wolf's Crossing Mortgage
4601 Neptune Rd, St Cloud, FL 34769
4077522227
Mortgage, Bank of America
4300 13th St, St Cloud, FL 34769
3218957797
Mortgage Market Financial
4305 Neptune Rd, St Cloud, FL 34769
4079359511
Chase Mortgage
4355 13th St, St Cloud, FL 34769
4078926870
Sebastian Luna, Mortgage Broker
1010 Pennsylvania Ave, St Cloud, FL 34769
9157837101
Wolf's Crossing Mortgage - Juan Vasquez
4601 Neptune Rd, St Cloud, FL 34769
4074099319
Mortgage brokers in St Cloud Florida help home buyers and homeowners find suitable loan products from multiple lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation. Brokers can assist with conventional loans, FHA loans, VA loans, and other programs specific to the local market.
What Does a Mortgage Broker in St Cloud Cost?
Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee of $1,000 to $3,000. Additional costs include appraisal fees around $400 to $600 and title insurance fees. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Florida?
A mortgage broker in Florida must hold a valid license from the Florida Office of Financial Regulation. This includes passing a background check and completing pre-licensing education. Brokers must also renew their license annually.
How long does it take to get a mortgage in St Cloud?
The typical mortgage process in Florida takes 30 to 45 days from application to closing. Delays can occur due to appraisal issues or documentation requirements. A broker can help you prepare documents to speed up the process.
What documents do I need for a mortgage application in Florida?
You will need recent pay stubs, W-2 forms, tax returns for the past two years, bank statements, and proof of identification. Florida law also requires a property appraisal and title search. Your broker will provide a complete checklist.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.