Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage brokers in Palm City, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Miller Mortgages
901 SW Martin Downs Blvd #200A, Palm City, FL 34990
5614013299
East Coast Mortgage Lenders, Inc.
3228 SW Martin Downs Blvd, Palm City, FL 34990
7722832077
East Coast Mortgage Lenders: Peggy Hornick
3228 SW Martin Downs Blvd #1, Palm City, FL 34990
7729197918
What Does a Mortgage Broker in Palm City Cost?
Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. For a $300,000 loan this means a fee between $3,000 and $6,000. Some brokers charge a flat fee instead of a percentage. You may also pay third party costs like appraisal credit report and title fees. Costs vary by lender loan type and your financial profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Palm City do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information shop for loan options and help you complete the application process. Brokers do not lend money directly but connect you with lenders who offer competitive rates.
Do I need a Florida license to work with a mortgage broker?
Yes all mortgage brokers in Florida must hold a valid license from the Florida Office of Financial Regulation. You can verify a brokers license on the NMLS Consumer Access website. This ensures the broker meets state education and background check requirements.
How long does the mortgage process take in Palm City Florida?
The typical mortgage process in Florida takes 30 to 45 days from application to closing. Factors like appraisal turnaround time and under review can affect this timeline. Florida law requires a three day rescission period for refinances after closing documents are signed.