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Directory of mortgage brokers in Oviedo, Florida. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Oviedo, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 9 mortgage brokers in Oviedo, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mid Florida Mortgage Professionals
235 S Central Ave, Oviedo, FL 32765
3212968218
Synergy Mortgage Powered by The Mortgage Firm
1984 Alafaya Trail #1014, Oviedo, FL 32765
4073591255
Redefine Home Loans
7560 Red Bug Lake Rd STE 2030, Oviedo, FL 32765
3214419391
Julia Bell - Movement Mortgage
3208 W State Rd 426, Oviedo, FL 32765
3213031737
Knights Mortgage LLC
897 City Walk Ln, Oviedo, FL 32765
8335614487
The Goldberg Team at CrossCountry Mortgage
2637 W State Rd 426 #1001, Oviedo, FL 32765
3215598634
Patrick McDaniel, Movement Mortgage
59 Alafaya Woods Blvd, Oviedo, FL 32765
4077167728
Florida Mortgage Providers
2101 Amador Pl, Oviedo, FL 32765
4079631151
Shane Donahoo
3208 W State Rd 426 #1000, Oviedo, FL 32765
8655918562
Mortgage brokers in Oviedo Florida act as intermediaries between borrowers and multiple lenders to find suitable home loan options. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation and to follow specific disclosure rules under Florida Statute 494. Local brokers understand the Oviedo real estate market and can assist with conventional FHA VA and USDA loans.
What Does a Mortgage Broker in Oviedo Cost?
Mortgage broker costs in Florida typically range from 1 to 2 percent of the loan amount paid as a commission or origination fee. For a 300000 dollar loan this could mean 3000 to 6000 in fees. Some brokers charge a flat fee of 500 to 1500. Costs vary based on loan type lender and borrower credit profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Florida?
A mortgage broker in Florida must hold a valid license from the Florida Office of Financial Regulation under Chapter 494 of Florida Statutes. The broker must also pass a background check and complete continuing education courses each year.
How do mortgage brokers in Oviedo charge for their services?
Mortgage brokers in Oviedo typically earn a commission paid by the lender at closing. In some cases the borrower may pay a direct fee which is usually 1 to 2 percent of the loan amount. All fees must be disclosed in the Loan Estimate provided within three business days of application.
Can a mortgage broker help with a first time home buyer in Oviedo?
Yes mortgage brokers can guide first time home buyers through loan options including FHA loans which require a 3.5 percent down payment. They can also explain Florida first time home buyer programs such as the Florida HFA First Mortgage program.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.