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Browse mortgage brokers serving Neptune Beach, Florida. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Neptune Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage brokers in Neptune Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Vine Lending Team
2050 Kings Cir S Suite 3N, Neptune Beach, FL 32266
9049137916
Beaches Mortgage Company
1408 Forest Ave, Neptune Beach, FL 32266
4123021919
Mortgage brokers in Neptune Beach, Florida help home buyers and refinancing homeowners find suitable loan products from various lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation. Working with a local broker can simplify the process of buying a home in this coastal community.
What Does a Mortgage Broker in Neptune Beach Cost?
Typical mortgage broker costs in Florida range from 1% to 3% of the loan amount. For a $300,000 loan, this means $3,000 to $9,000 in fees. Some brokers charge a flat fee of $2,500 to $5,000. Costs vary based on loan type and complexity. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Florida?
A mortgage broker in Florida must hold a valid license from the Florida Office of Financial Regulation. They must also pass a background check and complete continuing education each year.
How are mortgage brokers paid in Neptune Beach?
Mortgage brokers are typically paid through a commission from the lender or a fee from the borrower. Florida law requires full disclosure of all fees and compensation before closing.
What documents do I need to apply for a mortgage in Florida?
You will need recent pay stubs, tax returns, bank statements, and proof of identification. Florida also requires a property survey and a home inspection for most purchases.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.