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Directory of mortgage brokers in Lithia, Florida. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Lithia, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage brokers in Lithia, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Next Level Lending - NMLS 2648785
16223 Bridgecrossing Dr, Lithia, FL 33547
8135099222
Moonstone Mortgage, LLC.
6311 Wild Orchid Dr, Lithia, FL 33547
8133608560
Sky Apply Mortgage, Inc.: Kristie Lynn Simpson
11514 County Rd 39, Lithia, FL 33547
8132007931
Mortgage brokers in Lithia, Florida help home buyers and homeowners find loan options from multiple lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation. Working with a local broker can give you access to specialized programs for first-time buyers or properties in flood zones common to the Lithia area.
What Does a Mortgage Broker in Lithia Cost?
Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. You may also pay for an appraisal, credit report, and title search. Costs vary based on your loan type and the complexity of your case. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Lithia Florida?
A mortgage broker acts as a middleman between you and potential lenders. They gather your financial information, shop for loan products, and help you compare rates and terms. In Florida, brokers must follow state licensing rules and disclose their fees upfront.
How do I choose a mortgage broker in Lithia?
Look for a broker licensed with the Florida Office of Financial Regulation. Check their experience with local property types and ask about fees. You can verify a license on the Nationwide Multistate Licensing System website.
Are there special loan programs for Lithia home buyers?
Yes. Florida offers programs like the Florida First Time Home Buyer program and down payment assistance through the Florida Housing Finance Corporation. Some brokers also help with USDA loans for rural areas near Lithia and FHA loans with lower down payments.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.