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Browse mortgage brokers serving Fort Walton Beach, Florida. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Fort Walton Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 mortgage brokers in Fort Walton Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Douglas Team - Movement Mortgage
709 Eglin Pkwy NE, Fort Walton Beach, FL 32547
8506211616
Waterstone Mortgage Corporation
123 Staff Dr NE, Fort Walton Beach, FL 32548
8503626901
Bank of England Mortgage
348 Miracle Strip Pkwy SW Suite 39, Fort Walton Beach, FL 32548
8503626488
Mortgage Apex
196 Miracle Strip Pkwy SE Unit I, Fort Walton Beach, FL 32548
8507494972
PrimeLending, A PlainsCapital Company - Niceville-Bluewater Bay
26 Racetrack Rd NW A, Fort Walton Beach, FL 32547
8506091010
AJ DiCarlo Branch Manager at CrossCountry Mortgage
139 Beal Pkwy SW UNIT 104, Fort Walton Beach, FL 32548
8507336981
Sheryl Douglas
709 Eglin Pkwy NE, Fort Walton Beach, FL 32547
8506211616
PrimeLending, A PlainsCapital Company - Ft. Walton Beach
26 Racetrack Rd NW A, Fort Walton Beach, FL 32547
8506091010
loanDepot Emerald Coast
348 Miracle Strip Pkwy SW #23, Fort Walton Beach, FL 32548
8505336122
New American Funding - Fort Walton, FL
348 Miracle Strip Pkwy SW Ste. 17, Fort Walton Beach, FL 32548
8502043651
Supreme Lending- CBM Team
165 Brooks St SE UNIT A, Fort Walton Beach, FL 32548
8504611474
Sarah Johnson at Veterans Lending Group
21 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548
8503081612
PrimeLending, A PlainsCapital Company - Navarre
26 Racetrack Rd NW A, Fort Walton Beach, FL 32547
8503967095
Climb Mortgage
105 Lewis St Suite 204, Fort Walton Beach, FL 32547
8777644294
Beth Mangum - Waterstone Mortgage
123 Staff Dr NE, Fort Walton Beach, FL 32548
8506428412
Brenda Barclay - Motto Mortgage Resolutions
2 Park Cir SE Suite B-1, Fort Walton Beach, FL 32548
4172344478
Mortgage One of the South Inc
15 Eglin Pkwy NE, Fort Walton Beach, FL 32548
8507962100
Jason Wilbur at CrossCountry Mortgage
21 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548
8502667292
Stacey Grimes at CrossCountry Mortgage
21 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548
8505432126
Veterans Lending Group - Headquarters
21 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548
8668546691
Mortgage brokers in Fort Walton Beach help home buyers and refinancing homeowners find loan options from multiple lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation and to follow specific disclosure rules. Local brokers understand the Fort Walton Beach real estate market and can guide you through the loan process from application to closing.
What Does a Mortgage Broker in Fort Walton Beach Cost?
Mortgage broker costs in Florida typically include an origination fee of 1% to 2% of the loan amount. Some brokers charge a flat fee ranging from 2,000 to 5,000 dollars. Additional costs may include appraisal fees, credit report fees, and title insurance. Florida law requires brokers to provide a Loan Estimate within three business days of application showing all fees. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Florida?
A mortgage broker in Florida must hold a valid license from the Florida Office of Financial Regulation. This includes passing a background check and completing pre-licensing education. You can verify a brokers license on the NMLS Consumer Access website.
How long does a typical mortgage process take in Fort Walton Beach?
The mortgage process in Florida usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type, appraisal schedules, and the borrowers financial documents. Florida law requires a three day right of rescission for refinances.
What documents do I need to apply for a mortgage in Florida?
You typically need recent pay stubs, W-2 forms, tax returns for the past two years, bank statements, and a valid photo ID. Florida lenders may also ask for proof of homeowners insurance and flood insurance if the property is in a flood zone.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.