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Find Mortgage Brokers in Wheat Ridge, CO

Directory of mortgage brokers in Wheat Ridge, Colorado. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Wheat Ridge, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 3 mortgage brokers in Wheat Ridge, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
BV Mortgage
8 Morningside Dr, Wheat Ridge, CO 80215
7208351784
Laura Leavy
7837 W 38th Ave, Wheat Ridge, CO 80033
7209361477
Josh Lemos - The Lemos Group
11826 W 39th Pl, Wheat Ridge, CO 80033
9496770057

Mortgage brokers in Wheat Ridge Colorado help home buyers and homeowners find suitable loan products from multiple lenders. Colorado law requires mortgage brokers to be licensed through the Colorado Division of Real Estate and follow state regulations for loan origination and disclosure. Working with a local broker can help you navigate specific requirements for Colorado properties such as mineral rights disclosures and water rights considerations.

What Does a Mortgage Broker in Wheat Ridge Cost?

Mortgage broker costs in Colorado typically range from 1% to 3% of the loan amount. This fee may be paid by the borrower or the lender depending on the loan type. Some brokers charge a flat fee between $2,000 and $5,000. Costs vary by loan size and complexity. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in Colorado?
Mortgage brokers in Colorado must hold a valid license through the Colorado Division of Real Estate. They must also register with the Nationwide Multistate Licensing System and Registry (NMLS) and complete continuing education each year.
How do I choose a mortgage broker in Wheat Ridge?
Look for a broker with a valid Colorado license and positive client reviews. Ask about their experience with local lenders and their knowledge of Colorado specific loan programs like CHFA first time home buyer assistance.
What documents do I need to apply for a mortgage in Colorado?
You will typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Colorado also requires a property survey or title commitment showing any easements or liens on the home.