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Directory of mortgage brokers in Union City, California. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Union City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage brokers in Union City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Aiyars Real
4701 Rose Way, Union City, CA 94587
6503849089
Pacific Green Funding
29300 Kohoutek Way STE 110, Union City, CA 94587
8445456267
Cal Coast Mortgagae
32145 Alvarado-Niles Rd, Union City, CA 94587
4082031881
Mortgage, Bank of America
1900 Decoto Rd, Union City, CA 94587
5106626120
Polaris Financing
4568 Niland St, Union City, CA 94587
5107502204
US Bank Mortgage
Union City, CA 94587
8008722657
Mortgage, Bank of America
31800 Alvarado Blvd, Union City, CA 94587
6509955987
Mortgage brokers in Union City, California help homebuyers and homeowners find suitable loan products from multiple lenders. They can assist with conventional loans, FHA loans, VA loans, and jumbo loans. California law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System and Registry (NMLS) and to follow state disclosure rules under the California Finance Lenders Law.
What Does a Mortgage Broker in Union City Cost?
Mortgage broker fees in California typically range from 1% to 2.75% of the loan amount. For a $500,000 loan, this could mean $5,000 to $13,750 in broker fees. Some brokers charge a flat fee instead of a percentage. You may also pay application fees, appraisal fees, and credit report fees. Costs vary by lender, loan type, and your financial profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Union City?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, compare loan options, and help you apply for a mortgage that fits your needs. They do not lend money directly but work to find you a suitable loan from a bank or other lending institution.
How do I choose a mortgage broker in Union City?
Look for a broker who is licensed with the NMLS and has experience with properties in Alameda County. Check their reviews and ask about their fee structure. A good broker will explain all loan options clearly and provide a Good Faith Estimate of costs.
Are there California-specific rules for mortgage brokers?
Yes. California requires mortgage brokers to provide a Mortgage Loan Disclosure Statement within three business days of taking an application. They must also follow the California Residential Mortgage Lending Act and cannot charge fees without a written agreement. Brokers must disclose any yield spread premiums or other compensation.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.