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Find Mortgage Brokers Near You in Tehachapi, CA

Directory of mortgage brokers in Tehachapi, California. Verify credentials with the state mortgage licensing authority before hiring.

11 agents listed
Updated May 2026
Tehachapi, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 mortgage brokers in Tehachapi, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Valley Strong Credit Union
1002 W Tehachapi Blvd, Tehachapi, CA 93561
8002213311
Nations Lending - Tehachapi, CA Branch - NMLS: 2246249
1054 W Valley Blvd ste b, Tehachapi, CA 93561
6615540404
American Pacific Mortgage Tehachapi
101 E Tehachapi Blvd, Tehachapi, CA 93561
6618225523
Joshua Orrantia, BROKER
107 E Tehachapi Blvd, Tehachapi, CA 93561
6612335052
Alysha Boles, Mortgage Advisor
303 S Robinson St, Tehachapi, CA 93561
6618587214
Terri McKeehan
122 S Green St Suite 5 Office 11, Tehachapi, CA 93561
5203310629
imortgage
801 W Tehachapi Blvd #3, Tehachapi, CA 93561
6618231427
All Source Realtors & Mortgage
20436 Brian Way B, Tehachapi, CA 93561
6618224444
America Home Loans
20437 Brian Way, Tehachapi, CA 93561
6618234900
Guild Mortgage Co
803 Tucker Rd, Tehachapi, CA 93561
6618225868
Shonna Martinez
807 Tucker Rd A, Tehachapi, CA 93561
6617717247

Mortgage brokers in Tehachapi California help borrowers find home loan options from multiple lenders. These professionals are licensed through the California Department of Financial Protection and Innovation. Tehachapis growing real estate market means brokers often work with both conventional loans and California-specific programs like CalHFA.

What Does a Mortgage Broker in Tehachapi Cost?

Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $400,000 home this means $4,000 to $8,000 in broker compensation. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan complexity and lender requirements. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Tehachapi California?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information and shop for loan options on your behalf. In California brokers must hold a valid license and follow state disclosure rules.
How do I choose a mortgage broker in Tehachapi?
Look for a broker licensed in California with experience in Kern County real estate. Check their record with the Nationwide Multistate Licensing System. Ask about their familiarity with local property types and California specific loan programs.
Are there California specific laws for mortgage brokers?
Yes. California requires mortgage brokers to provide a Loan Estimate within three business days of application. They must also follow the California Financing Law and disclose all fees upfront. Brokers cannot charge fees without a signed agreement.