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Directory of mortgage brokers in Simi Valley, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Simi Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage brokers in Simi Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amerifund Home Loans
2655 First St Suite 250, Simi Valley, CA 93065
8052961470
Alameda Mortgage Corp. Mike Fisher
2775 Tapo St STE 203, Simi Valley, CA 93063
8008015626
Mark & Darci Richardson / Richardson Lending
3655 Alamo St UNIT 101, Simi Valley, CA 93063
8053042900
The Mortgage Gurus
1720 E Los Angeles Ave F, Simi Valley, CA 93065
3107733381
VALOR HOME FINANCE Inc.
1555 Simi Town Center Way #640, Simi Valley, CA 93065
8057788323
The Money Store
2655 First St #135, Simi Valley, CA 93065
8055598104
CSMC Mortgage
3655 Alamo St UNIT 101, Simi Valley, CA 93063
8052127710
Jerry Avila, Mortgage Broker NMLS #1674069
2655 First St UNIT 220, Simi Valley, CA 93065
8058147506
Nick Sherman at CrossCountry Mortgage
2655 First St Suite 250 Office 2, Simi Valley, CA 93065
8052177503
Nadine Hatcher at Greenback Funding
2139 Tapo St #115, Simi Valley, CA 93063
8059905054
Reverse Loan Solutions
2655 First St Suite 250, Simi Valley, CA 93065
8007915626
Jeremy Kuhle - The Mortgage Guru's
1720 E Los Angeles Ave F, Simi Valley, CA 93065
8055519719
MRES Home Loans
3695 Alamo St #203, Simi Valley, CA 93063
8058765626
Sapphire United Loans
2655 First St Suite 110, Simi Valley, CA 93065
8054227076
Mutual of Omaha Reverse Mortgage
2655 First St #250d, Simi Valley, CA 93065
8053016262
Alex Ramirez | VA Home Loan Pro NMLS# 450556
1555 Simi Town Center Way #640, Simi Valley, CA 93065
8058573708
Greenback Funding
2655 First St Suite 250, Simi Valley, CA 93065
8055829400
Happy Investments Inc Simi Valley Ca
1792 Erringer Rd #1012c, Simi Valley, CA 93065
8052063525
Acadia Financial
2986 Avenida Simi, Simi Valley, CA 93063
8055516942
Westlake Mortgage
3605 Alamo St, Simi Valley, CA 93063
8054462115
Mortgage brokers in Simi Valley help residents find home loans and refinancing options from multiple lenders. California requires mortgage brokers to be licensed under the California Department of Financial Protection and Innovation. Simi Valley is in Ventura County, where home prices often exceed the national average, making a brokers guidance valuable for first-time buyers and those looking to refinance.
What Does a Mortgage Broker in Simi Valley Cost?
Mortgage broker fees in California usually range from 1% to 3% of the loan amount, though some brokers charge a flat fee or are paid by the lender. For a $500,000 home loan, that could mean $5,000 to $15,000 in broker costs. You may also pay for appraisal, credit report, and title services. Costs vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Simi Valley?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They handle the application process and compare rates and terms from different banks and credit unions. In California, brokers must follow state regulations including disclosure requirements under the California Residential Mortgage Lending Act.
How do I choose a mortgage broker in Simi Valley?
Look for a broker licensed with the California Department of Financial Protection and Innovation and check their record on the Nationwide Multistate Licensing System. Ask about their experience with Simi Valley properties and whether they work with local lenders. You can also request a Good Faith Estimate to compare costs upfront.
What documents do I need to apply for a mortgage in California?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of assets. California law also requires lenders to provide a Loan Estimate within three business days of your application. Self-employed borrowers may need additional profit and loss statements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.