ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse mortgage brokers serving Saratoga, California. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Saratoga, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage brokers in Saratoga, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Helen He, MBA, Associate Broker
12029 Saratoga Sunnyvale Rd, Saratoga, CA 95070
4088885810
UVC Financial
12280 Saratoga Sunnyvale Rd STE 206, Saratoga, CA 95070
4083146328
Private Mortgage Advisors - Saratoga
12772 Saratoga Sunnyvale Rd #1000, Saratoga, CA 95070
9255941920
Mortgage brokers in Saratoga California help home buyers and refinancing homeowners find suitable loan products from multiple lenders. California law requires mortgage brokers to be licensed by the Department of Financial Protection and Innovation and to follow strict disclosure rules under the California Financing Law. Working with a local broker can simplify the process of securing a home loan in Santa Clara County.
What Does a Mortgage Broker in Saratoga Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $1 million home loan this would be $10,000 to $20,000. Some brokers charge a flat fee instead of a percentage. Costs vary by lender, loan type, and your financial profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Saratoga?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, compare loan options, and help you apply for a mortgage that fits your needs.
Are mortgage brokers required to be licensed in California?
Yes. California law requires mortgage brokers to hold a license from the Department of Financial Protection and Innovation. You can verify a brokers license on the DFPI website before working with them.
How long does a typical mortgage process take in California?
The process from application to closing usually takes 30 to 45 days. California law requires a three day right of rescission for refinances, which adds time to those transactions.
Free • No Obligation
Compare Mortgage Brokers
Get matched with agents in Saratoga who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.