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Directory of mortgage brokers in San Francisco, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
San Francisco, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage brokers in San Francisco, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SunnyHill Financial
600 California St Suite 12-032, San Francisco, CA 94108
5102889800
Fif Ghobadian at OriginPoint (NMLS #110501)
345 California St Suites 600, San Francisco, CA 94104
4152039468
Mike Koran - Primary Residential Mortgage Inc
1746 18th St, San Francisco, CA 94107
4152525070
Primary Residential Mortgage, Inc.
1746 18th St, San Francisco, CA 94103
4152525070
James W. Argo - Mortgage Banker - Residential & Multi Family Lending
232 Townsend St, San Francisco, CA 94107
4152921993
Julie Malta- Guarantee Mortgage NMLS #254124
232 Townsend St, San Francisco, CA 94107
4152036800
Chestnut Mortgage
2261 Market St Ste 86346, San Francisco, CA 94114
6282138391
Steven Hook, San Francisco Mortgage Advisor
Ferry Building, 1st St Suite 270, San Francisco, CA 94111
4152609376
Shawn Maxwell - Homepoint Lending Inc
945 Market St Suite 501, San Francisco, CA 94103
6507594094
Home Loans by Orlando
232 Townsend St, San Francisco, CA 94107
4156991474
Guarantee Mortgage
505 Montgomery St #1275, San Francisco, CA 94111
4154415050
Sean Byrne - Mortgage Advisor
2147 Union St, San Francisco, CA 94123
4158769996
CJ Kerls at Rate (NMLS #243438)
41 Freelon St, San Francisco, CA 94107
4155866003
Dianne Crosby at Rate (NMLS #304682)
41 Freelon St, San Francisco, CA 94107
5102694184
Stephen Barber at Rate (NMLS #57715)
41 Freelon St, San Francisco, CA 94107
4156945550
WeFund Mortgage Corporation
1229 Chestnut St, San Francisco, CA 94109
8888406510
Change Home Mortgage
1295 Indiana St, San Francisco, CA 94107
4153683540
Mark Johnson at Rate (NMLS #451091)
41 Freelon St, San Francisco, CA 94107
8054486094
Agent SF Mortgage Loans & Luxury Real Estate Agents
222 Columbus Ave, San Francisco, CA 94133
4157960086
Chase Mortgage
4669 Mission St, San Francisco, CA 94112
4155855054
Mortgage brokers in San Francisco help borrowers find home loans from multiple lenders. They can assist with California specific loan programs and navigate local real estate market conditions. Brokers must be licensed under the California Department of Financial Protection and Innovation.
What Does a Mortgage Broker in San Francisco Cost?
In California mortgage broker fees typically range from 1% to 2% of the loan amount. For a $800,000 home loan this could be $8,000 to $16,000. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan type and complexity. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in San Francisco?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information and shop for loan options that fit your needs. In California brokers must follow the California Financing Law.
How do I choose a mortgage broker in San Francisco?
Check that the broker is licensed with the California Department of Financial Protection and Innovation. Ask about their experience with local lenders and request a Good Faith Estimate to compare costs. Read online reviews from past clients.
What documents do I need for a mortgage broker in California?
You will need recent pay stubs, W-2 forms, tax returns from the past two years, bank statements, and proof of assets. California law requires brokers to verify your income and credit history. Self employed borrowers may need additional profit and loss statements.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.