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Directory of mortgage brokers in San Carlos, California. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
San Carlos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage brokers in San Carlos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Twin Home Buyer
170 Glenn Way Suite 5, San Carlos, CA 94070
5108001662
HPI Financial
1149 Cherry St, San Carlos, CA 94070
6507419797
Cal-West Home Loans Inc
569 Laurel St, San Carlos, CA 94070
6505917321
Mortgage brokers in San Carlos, California help home buyers and homeowners find suitable loan products from multiple lenders. They assist with conventional, FHA, VA, and jumbo loans while navigating California specific rules such as the Homeowner Bill of Rights. Brokers in San Carlos understand the local real estate market and can guide you through the entire loan process.
What Does a Mortgage Broker in San Carlos Cost?
Mortgage broker costs in California typically range from 1% to 2% of the loan amount. For a $800,000 home, this could mean $8,000 to $16,000 in fees. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan type, complexity, and lender requirements. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in San Carlos?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork, compare rates, and guide you through the approval process. In California, brokers must be licensed by the Department of Financial Protection and Innovation.
How do I choose a mortgage broker in San Carlos?
Look for a broker with a valid California license and positive client reviews. Check their experience with local property types and loan programs. You can verify a brokers license on the Nationwide Multistate Licensing System website.
What documents do I need to apply for a mortgage in California?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. California law requires lenders to provide a Loan Estimate within three business days of receiving your application. This document shows all costs and terms clearly.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.