Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 mortgage brokers in Ridgecrest, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Snap Mortgage
301 S China Lake Blvd STE A, Ridgecrest, CA 93555
7603753861
Guild Mortgage - Jodi Lint
425 Drummond Ave # A, Ridgecrest, CA 93555
7607934433
Guild Mortgage - Tiffany Moreno
425 Drummond Ave # A, Ridgecrest, CA 93555
7607934400
Fischer Mortgage Lending
995 N Norma St D, Ridgecrest, CA 93555
7607937164
Guild Mortgage Company
425 Drummond Ave # A, Ridgecrest, CA 93555
7604467895
Brad Battung Mortgages
643 N China Lake Blvd, Ridgecrest, CA 93555
7604841553
Wander Home Loans
130 S China Lake Blvd C, Ridgecrest, CA 93555
7603844050
Cheryl Battung | Loan Officer Outside Sales | Primary Residential Mortgage, Inc.
643 N China Lake Blvd Suite E, Ridgecrest, CA 93555
6614932181
What Does a Mortgage Broker in Ridgecrest Cost?
In California, mortgage broker fees usually range from 1% to 2% of the loan amount. For a $400,000 loan, this could be $4,000 to $8,000. Some brokers charge a flat fee instead. Costs also include lender fees, appraisal fees, and title insurance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Ridgecrest do?
A mortgage broker acts as a middleman between you and potential lenders. They gather your financial information, shop for loan options, and help you through the application process. In California, brokers must be licensed by the Department of Financial Protection and Innovation.
How do I choose a mortgage broker in Ridgecrest?
Look for a broker with a valid California license and good reviews. Ask about their experience with different loan types, such as conventional, FHA, or VA loans. It is also wise to compare fees from two or three brokers before deciding.
What documents do I need for a mortgage in California?
You typically need pay stubs, tax returns, bank statements, and proof of assets. California lenders also require a credit check and a property appraisal. Your broker can give you a complete list based on your situation.