Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage brokers in Richmond, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Griselda's Ledesma Mortgage Team
12553 San Pablo Ave, Richmond, CA 94805
5107587600
American Financial Network, Inc.
3260 Blume Dr #405, Richmond, CA 94806
5103235879
AmeriVerse Reverse Mortgage
3260 Blume Dr #410B, Richmond, CA 94806
5103358820
Liliana Ledesma
12553 San Pablo Ave, Richmond, CA 94805
5107602164
Jadestone Mortgage, Inc.
3260 Blume Dr # 410, Richmond, CA 94806
5102228840
Atalanta Financial
845-865 Marina Bay Pkwy Suite #38, Richmond, CA 94804
5109917989
Classique Mortgage
3150 Hilltop Mall Rd Suite 6, Richmond, CA 94806
5106852760
All California Mortgage Inc
3223 Blume Dr # 117, Richmond, CA 94806
5106628540
Jia Liang Loan Officer (Loan Factory)
3288 Pierce St, Richmond, CA 94804
6283339083
What Does a Mortgage Broker in Richmond Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $500,000 loan, this could mean $5,000 to $10,000 in total fees. Some brokers are paid by the lender through a yield spread premium, which may reduce your upfront costs. Always ask for a written Loan Estimate that details all fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Richmond California?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products from various banks and credit unions, and help you complete the application process. In California, brokers must provide a written agreement outlining their services and fees.
Do I need a mortgage broker to buy a home in Richmond?
No, you can apply directly with a bank or credit union. However, a broker can save you time by comparing multiple lenders at once. This can be helpful in a competitive market like Richmond where finding the right loan terms matters.
Are mortgage brokers regulated in California?
Yes, mortgage brokers in California must be licensed through the NMLS and comply with the California Finance Lenders Law. They must also follow federal rules like the Truth in Lending Act. You can verify a brokers license on the NMLS Consumer Access website.