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Find Mortgage Brokers Near You in Rancho Palos Verdes, CA
Browse mortgage brokers serving Rancho Palos Verdes, California. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Rancho Palos Verdes, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage brokers in Rancho Palos Verdes, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Excel Funding Real Estate Services, Inc.
28924 S Western Ave #110, Rancho Palos Verdes, CA 90275
3107842828
Fairview Mortgage Capital
29000 S Western Ave Suite 210, Rancho Palos Verdes, CA 90275
3108312367
New American Funding - Rancho Palos Verdes, CA
28901 S Western Ave Suite 139 Office A, Rancho Palos Verdes, CA 90275
3107756385
Mortgage brokers in Rancho Palos Verdes help homebuyers and homeowners find suitable loan options from multiple lenders. California law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System and Registry. Local brokers understand the unique real estate market in this coastal community and can guide you through the loan process.
What Does a Mortgage Broker in Rancho Palos Verdes Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $800,000 home loan, this could mean $8,000 to $16,000 in broker fees. Some brokers charge a flat fee instead of a percentage. You may also pay for credit report fees, appraisal costs, and processing fees. Costs vary by lender, loan type, and your financial profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Rancho Palos Verdes?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products from various banks and credit unions, and help you choose a mortgage that fits your needs. In California, brokers must follow strict disclosure rules under the California Finance Lenders Law.
How do I choose a mortgage broker in Rancho Palos Verdes?
Look for a broker who is licensed with the NMLS and has experience with California specific loan programs. Check their online reviews and ask about their knowledge of local property values in Rancho Palos Verdes. A good broker will explain all fees and loan terms clearly before you commit.
What documents do I need to apply for a mortgage in California?
You typically need recent pay stubs, W-2 forms, tax returns from the last two years, bank statements, and proof of assets. California lenders may also require additional documentation for self-employed borrowers. Your broker will provide a complete list based on your situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.