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Browse mortgage brokers serving Oceanside, California. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Oceanside, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 mortgage brokers in Oceanside, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
North Coast Financial, Inc. Hard Money Lenders
2424 Vista Way UNIT 202, Oceanside, CA 92054
7607222991
Pacific Coast Home Mortgage & Real Estate Inc
900 Pier View Wy, Oceanside, CA 92054
8888937775
Eagle Nest Realty & Mortgage Inc.
4167 Avenida De La Plata #104, Oceanside, CA 92056
7604202931
Home Mortgage Experts
2103 S El Camino Real #108, Oceanside, CA 92054
8664115472
Revolution Mortgage Oceanside
212 N Freeman St, Oceanside, CA 92054
8586020010
Nick Rodriguez at CrossCountry Mortgage
805 College Blvd #103, Oceanside, CA 92057
6193043888
Military Mortgage Group
805 College Blvd Suite 103, Oceanside, CA 92057
7605475089
Maximum Mortgage & Real Estate, Inc.
603 Seagaze Dr #525, Oceanside, CA 92054
7603015758
Rokki Homes | Real Estate Agents & Mortgage Team
2180b Vista Way, Oceanside, CA 92054
8582551725
Sea Monster Loans / C2 Financial Corporation
0 Pier View Wy, Oceanside, CA 92054
7608141882
Kerry-Ann Ellington
805 College Blvd Suite 103, Oceanside, CA 92057
7602397087
Golden Coast Loans, Inc.
3402 Piazza De Oro Way STE 250, Oceanside, CA 92056
9497057702
Oceanside Ca Hii Loans
3784 Mission Ave #148-363E, Oceanside, CA 92058
7606076971
North Coast Financial: Donald D. Hensel
2424 Vista Way UNIT 202, Oceanside, CA 92054
7607222991
Mortgage brokers in Oceanside California help homebuyers and homeowners find suitable loan products from multiple lenders. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Brokers in Oceanside can assist with conventional FHA VA and jumbo loans for properties in San Diego County.
What Does a Mortgage Broker in Oceanside Cost?
Mortgage broker fees in California typically range from 1% to 2.75% of the loan amount. For a $500,000 loan this could mean $5,000 to $13,750 in broker compensation. Some brokers may charge a flat fee or be paid by the lender through yield spread premium. Additional costs include appraisal fees (around $500 to $700) and credit report fees ($30 to $50). California law requires all fees to be disclosed on the Loan Estimate form. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Oceanside?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They handle the application process compare rates and terms and guide you through closing. In California brokers must provide a Loan Estimate within three business days of your application.
How do I choose a mortgage broker in Oceanside?
Check that the broker is licensed through the NMLS database and has experience with California properties. Ask about their fee structure lender network and average closing times. You can verify a brokers license on the California Department of Financial Protection and Innovation website.
What documents do I need to apply for a mortgage in Oceanside?
You will typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. For self-employed borrowers California lenders may ask for two years of tax returns and a profit and loss statement. The broker will guide you on specific requirements based on your loan type.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.