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Showing 2 mortgage brokers in Oakhurst, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Granite West Funding, LLC
40879 CA-41 #1a, Oakhurst, CA 93644
5595402275
Yosemite Mortgage
40055 CA-41 A, Oakhurst, CA 93644
5596835500
What Does a Mortgage Broker in Oakhurst Cost?
Mortgage brokers in California typically charge an origination fee of 0.5% to 2.75% of the loan amount. For a $400,000 loan, that equals $2,000 to $11,000. Some brokers may also charge a flat fee of $500 to $1,500. Costs vary by loan type, complexity, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Oakhurst?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you compare rates and terms. In California, brokers must follow disclosure rules under the California Finance Lenders Law.
Do I need a mortgage broker to buy a home in Oakhurst?
No, you can apply directly with a bank or credit union. However, a broker can offer access to multiple lenders and may find a loan that fits your specific situation. California law does not require you to use a broker.