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Mortgage Brokers in Millbrae, CA

Directory of mortgage brokers in Millbrae, California. Verify credentials with the state mortgage licensing authority before hiring.

7 agents listed
Updated May 2026
Millbrae, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage brokers in Millbrae, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jen HE Real Estate Broker and Loan Broker
118 Park Blvd, Millbrae, CA 94030
4156525457
Norcal Capital Group, Inc
1369 El Camino Real, Millbrae, CA 94030
6507631924
US Bank Mortgage
Millbrae, CA 94030
8008722657
Mortgage Center Corp.
199 California Dr, Millbrae, CA 94030
6502590388
Metro Mortgage
233 Magnolia Ave, Millbrae, CA 94030
6502453380
Mortgage, Bank of America
555 Broadway, Millbrae, CA 94030
6506515970
The Alex Maltez Real Estate Team/Broker
50 Victoria Ave #110, Millbrae, CA 94030
4156833281

Mortgage brokers in Millbrae California help home buyers and homeowners find suitable loan products from multiple lenders. California law requires brokers to be licensed through the Nationwide Multistate Licensing System (NMLS) and to follow strict disclosure rules under the California Financing Law. Working with a local broker can give you access to competitive rates and personalized service for your home purchase or refinance in San Mateo County.

What Does a Mortgage Broker in Millbrae Cost?

Mortgage broker fees in California typically range from 0.5 percent to 2.75 percent of the loan amount. For a $800,000 home in Millbrae this could mean fees between $4,000 and $22,000. Some brokers charge a flat fee instead of a percentage. Additional costs may include application fees, appraisal fees, and third-party service charges. Note that this is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in California?
A mortgage broker in California must hold a valid license through the NMLS and comply with the California Department of Financial Protection and Innovation (DFPI). The broker must pass a background check and complete continuing education each year.
How do mortgage brokers in Millbrae get paid?
Mortgage brokers are typically paid through a commission based on the loan amount. This commission can come from the lender, the borrower, or both. California law requires full disclosure of all fees in a Loan Estimate within three business days of application.
What documents do I need to apply for a mortgage in Millbrae?
You will generally need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. Self-employed borrowers may need additional profit and loss statements. Your broker will provide a complete list based on your situation.