Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage brokers in Lompoc, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Stages Realty & Management, INC
3875 Constellation Rd Suite C, Lompoc, CA 93436
8058190911
Leachman Home Loans
100 E Ocean Ave, Lompoc, CA 93436
8057358687
John Maida Real Estate & LOANS
120 N A St, Lompoc, CA 93436
8057433611
Chase Home Lending
1508 N H St, Lompoc, CA 93436
3032444050
Homebridge Financial Services, Inc.
112 N H St Suite 114, Lompoc, CA 93436
8052467614
Escobar Mortgages
514 N H St, Lompoc, CA 93436
8056175059
Jennifer CruzAgency
1201 E Ocean Ave, Lompoc, CA 93436
8058190821
Envoy Mortgage - Lompoc, CA
3775 Constellation Rd Suite 3, Lompoc, CA 93436
8059441812
Valley Hills Realty/ GMS Home Loans
124 N A St, Lompoc, CA 93436
8057433611
What Does a Mortgage Broker in Lompoc Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $500,000 loan this means $5,000 to $10,000 in broker compensation. Additional costs include appraisal fees ($400 to $700), credit report fees ($30 to $50), and title insurance. California law requires all fees to be disclosed in the Loan Estimate within three business days of application. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in California?
A mortgage broker in California must hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System and be registered with the California Department of Financial Protection and Innovation. They must also pass a background check and complete continuing education each year.
How long does a typical mortgage approval take in Lompoc?
A standard mortgage approval in California usually takes 30 to 45 days from application to closing. Factors like property appraisal, credit review, and loan type can affect the timeline. Your broker will provide a Good Faith Estimate of closing costs within three business days of your application.