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Directory of mortgage brokers in Loma Linda, California. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Loma Linda, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage brokers in Loma Linda, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage, Bank of America
11195 Anderson St, Loma Linda, CA 92354
9093281629
US Bank Mortgage
25548 Barton Rd, Loma Linda, CA 92354
8008722657
Mortgage brokers in Loma Linda help home buyers and refinancers connect with lenders and find suitable loan products. California law requires mortgage brokers to be licensed by the Department of Financial Protection and Innovation and to follow strict disclosure rules under the California Residential Mortgage Lending Act. Working with a local broker can provide insight into Loma Lindas real estate market and nearby areas.
What Does a Mortgage Broker in Loma Linda Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $500,000 loan that means $5,000 to $10,000. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan complexity and lender terms. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Loma Linda?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork, compare rates, and guide you through the application process. In California brokers must disclose their fees and any lender compensation upfront.
Do I need a mortgage broker or can I go directly to a bank?
You can choose either option. A broker may offer access to more lenders and loan products than a single bank. In California brokers are required to provide a Loan Estimate within three business days of your application so you can compare costs.
What are the licensing requirements for mortgage brokers in California?
Mortgage brokers in California must hold a license from the Department of Financial Protection and Innovation. They must also pass a background check and complete continuing education. You can verify a brokers license through the Nationwide Multistate Licensing System.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.