Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 mortgage brokers in Lodi, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlas Mortgage Group
2 S Lee Ave North Unit, Lodi, CA 95240
2093298567
Phil Quisin - Home Loans
Remote Online, Lodi, CA 95240
2096639194
American Pacific Mortgage
1530 W Kettleman Ln B, Lodi, CA 95242
2093674232
Richard Longmire Team - Finance of America NMLS-19104
1530 W Kettleman Ln B, Lodi, CA 95242
2093674232
Lance Skirvin, Eureka Mortgage Planning
1530 W Kettleman Ln B, Lodi, CA 95242
2093279368
ELS Home Lending
101 W Locust St, Lodi, CA 95240
2094269189
Jon Davis with Cabrillo Mortgage and Realty Services
625 Hampton Dr, Lodi, CA 95242
2098792242
Dave Campagna - Big Valley Mortgage - NMLS #286534
400 E Kettleman Ln Suite 20, Lodi, CA 95240
4084061934
Investment Mortgage
1816 W Kettleman Ln STE F, Lodi, CA 95242
2094732191
Anytime Mortgage
1511 S Mills Ave # 115, Lodi, CA 95242
8312900015
Golden State Mortgage Inc
601 W Kettleman Ln Ste. B, Lodi, CA 95240
2096254000
Robert Ardelean - Golden State Mortgage
601 W Kettleman Ln Ste B, Lodi, CA 95240
2099151547
Dylan Wieder Mortgage Loan Originator
601 W Kettleman Ln Ste. B, Lodi, CA 95240
2093147400
Richard Longmire - American Pacific Mortgage
1530 W Kettleman Ln B, Lodi, CA 95242
2093270263
What Does a Mortgage Broker in Lodi Cost?
Mortgage broker costs in California generally range from 1 to 2 percent of the loan amount as an origination fee. For a 500000 dollar loan this equals 5000 to 10000 dollars. Some brokers charge a flat fee of 3000 to 8000 dollars. Additional costs include appraisal fees of 500 to 700 dollars and credit report fees of 30 to 50 dollars. Costs vary by loan type and borrower profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in California?
A mortgage broker must hold a California Residential Mortgage Lending Act license or be a licensed real estate broker with a mortgage endorsement. They must also register with the Nationwide Multistate Licensing System.
How long does a typical mortgage process take in Lodi?
The mortgage process in California usually takes 30 to 45 days from application to closing. Delays can occur due to appraisal backlogs or document verification. California law requires a three day rescission period for refinances.
Do mortgage brokers in Lodi charge a fee?
Yes, mortgage brokers typically charge an origination fee of 1 to 2 percent of the loan amount. They may also receive a yield spread premium from the lender. All fees must be disclosed in a Loan Estimate within three business days of application.