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Browse mortgage brokers serving Lake Forest, California. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Lake Forest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 mortgage brokers in Lake Forest, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
theLender
25531 Commercentre Dr, Lake Forest, CA 92630
8333818733
AdvantageFirst Lending
2 S Pointe Dr Suite 200-235, Lake Forest, CA 92630
8889664892
First Rate Lending
23101 Lake Center Dr #355, Lake Forest, CA 92630
9492159400
Access Home Lending LLC
23832 Rockfield Blvd Ste 235, Lake Forest, CA 92630
8663385500
Homeland Financial Network, Inc
2 S Pointe Dr # 245, Lake Forest, CA 92630
8667845164
Rob Innerarity | LoansDirect
25182 Miles Ave, Lake Forest, CA 92630
7143579920
THM Mortgage, LLC
26632 Towne Centre Dr # 300, Lake Forest, CA 92610
9493715799
Equity123 Lending
22512 Aliso Park Dr, Lake Forest, CA 92630
9493092402
Hometown Equity Mortgage, Llc
25531 Commercentre Dr #250, Lake Forest, CA 92630
8444163146
Today's Home Mortgage
27 Orchard Rd #111, Lake Forest, CA 92630
8003961496
Dane Residential Mortgage
21066 Sharmila, Lake Forest, CA 92630
9495847590
Saxton Mortgage llc
6 Orchard Rd, Lake Forest, CA 92630
9495777963
Coast 2 Coast Funding Group
1 Orchard Rd # 235, Lake Forest, CA 92630
8886281535
Lee Mortgage Advisors
22996 El Toro Rd, Lake Forest, CA 92630
9492740984
Mortgage brokers in Lake Forest, California help home buyers and homeowners find suitable loan products from multiple lenders. California law requires brokers to be licensed by the Department of Financial Protection and Innovation and to follow strict disclosure rules under the California Finance Lenders Law. Local brokers understand Orange County market conditions and can assist with conventional, FHA, VA, and jumbo loans.
What Does a Mortgage Broker in Lake Forest Cost?
Mortgage broker costs in California typically include an origination fee of 0.5% to 1.5% of the loan amount plus third party fees for appraisal, credit report, and title insurance. For a $500,000 loan, broker fees might range from $2,500 to $7,500. Some brokers are paid by the lender through yield spread premiums. Costs vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in California?
Mortgage brokers in California must hold a license from the Department of Financial Protection and Innovation under the California Finance Lenders Law. They must also register with the Nationwide Multistate Licensing System.
How long does a typical home loan process take in Lake Forest?
The loan process in California usually takes 30 to 45 days from application to closing. Delays can occur due to appraisal issues or document verification.
Can a mortgage broker help with a first time home buyer program?
Yes, many Lake Forest brokers can guide you to California first time buyer programs like CalHFA or local Orange County down payment assistance. They can explain income limits and property requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.