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Looking for a mortgage broker in Lake Arrowhead? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Lake Arrowhead, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage brokers in Lake Arrowhead, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bobadilla Finance Team Home Loans: Mortgage Lender & Broker
28200 CA-189 F-240 #17&18, Lake Arrowhead, CA 92352
9092704647
American Pacific Mortgage (NMLS #1699116)
28200 CA-189 Suite 23, Lake Arrowhead, CA 92352
9092639596
Mortgage brokers in Lake Arrowhead help homebuyers and property owners find suitable loan options for cabins, primary residences, and vacation homes. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local brokers understand the unique aspects of mountain properties, such as access restrictions and special fire insurance requirements common to the San Bernardino Mountains.
What Does a Mortgage Broker in Lake Arrowhead Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. Additional costs include appraisal fees around $500 to $700 and credit report fees of $30 to $50. Costs vary by loan type, property value, and broker arrangement. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in California?
A mortgage broker in California must hold a valid Mortgage Loan Originator license through the NMLS. They must also complete pre-licensing education and pass a background check as required by the California Department of Financial Protection and Innovation.
How long does it take to get a mortgage in Lake Arrowhead?
The typical mortgage process in California takes 30 to 45 days from application to closing. For Lake Arrowhead properties, additional time may be needed for appraisals of unique mountain homes or for verifying access and insurance requirements.
Are there special loan programs for Lake Arrowhead cabins?
Yes, some lenders offer vacation home and second home loans for Lake Arrowhead properties. California does not have a specific state program for cabins, but FHA and conventional loans may be available if the property meets occupancy and safety standards.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.