Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 mortgage brokers in El Monte, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Platinum Realty & Mortgage Group
10507 Valley Blvd #420, El Monte, CA 91731
6262460040
Chase Home Lending
12039 Valley Blvd, El Monte, CA 91732
6265828621
Lender's Foreclosure Services Inc
2158 Durfee Ave, El Monte, CA 91733
6265795350
Xiao Mortgage
9080 Telstar Ave #309, El Monte, CA 91731
6267080380
International Mortgage
3564 Santa Anita Ave, El Monte, CA 91731
6264441633
Pennywiser Mortgage Co
9080 Telstar Ave # 323, El Monte, CA 91731
6262800096
Lovelending
3360 Flair Dr #101, El Monte, CA 91731
2137052218
Chase Mortgage
11001 Main St, El Monte, CA 91731
6264438941
What Does a Mortgage Broker in El Monte Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $500,000 home loan, this means $5,000 to $10,000 in broker fees. Additional costs include appraisal fees around $500 to $700, credit report fees of $30 to $50, and lender origination fees. Costs vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in California?
A mortgage broker in California must be licensed under the California Residential Mortgage Lending Act or as a Mortgage Loan Originator through the Nationwide Multistate Licensing System. The license is regulated by the California Department of Financial Protection and Innovation.
How long does it take to close a mortgage in El Monte?
A typical mortgage closing in California takes 30 to 45 days from application to funding. Delays can occur due to appraisal issues or document verification. Your broker can provide a timeline based on your specific loan type.
What documents do I need to apply for a mortgage in El Monte?
You will need recent pay stubs, W-2 forms or tax returns for two years, bank statements, photo ID, and proof of any other assets. California law may require additional disclosures about property taxes and insurance.