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Looking for a mortgage broker in El Cerrito? Review the directory below to compare your options.
5 agents listed
Updated May 2026
El Cerrito, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage brokers in El Cerrito, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Mason - Residential and Commercial Mortgage Broker
6500 Fairmount Ave Suite 12, El Cerrito, CA 94530
4158469211
America's Home Loans - Kushaal Malde
6500 Fairmount Ave Suite 12, El Cerrito, CA 94530
6504776147
US Bank Mortgage
11450 San Pablo Ave, El Cerrito, CA 94530
8008722657
Celeste Jennings - Chase Home Lending Advisor - NMLS ID 460005
9950 San Pablo Ave, El Cerrito, CA 94530
5104359664
Chase Home Lending
9950 San Pablo Ave, El Cerrito, CA 94530
5104359664
Mortgage brokers in El Cerrito help homebuyers and homeowners find suitable home loans from multiple lenders. California law requires brokers to be licensed by the Department of Financial Protection and Innovation and to provide a Mortgage Loan Origination Agreement. Working with a local broker can simplify the process of securing financing for homes in the East Bay area.
What Does a Mortgage Broker in El Cerrito Cost?
Mortgage broker costs in California typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee between $2,000 and $5,000. You may also pay application fees, processing fees, and third-party costs like appraisal and credit report fees. California law requires brokers to disclose all fees in a Loan Estimate form within three business days of your application. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in El Cerrito?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They handle paperwork, compare rates, and guide you through the approval process. In California, brokers must follow strict disclosure rules under the California Financing Law.
How do I choose a mortgage broker in El Cerrito?
Look for a broker who is licensed with the Nationwide Multistate Licensing System and has experience with California loan programs. Check their track record with local real estate agents and read client reviews. Always ask about their fee structure and lender options before signing any agreement.
What documents do I need to apply for a mortgage in California?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. California lenders may also require proof of homeowners insurance and a property appraisal. Self-employed borrowers often need additional income documentation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.