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Looking for a mortgage broker in Cupertino? Review the directory below to compare your options.
18 agents listed
Updated June 2026
Cupertino, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 18 mortgage brokers in Cupertino, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Max Bottaro Mortgage Loan Officer PNC Bank
19620 Stevens Creek Blvd Suite 220, Cupertino, CA 95014
Mortgage brokers in Cupertino, California help home buyers and refinancers find suitable loan products from multiple lenders. They are licensed under the California Department of Financial Protection and Innovation and must follow state regulations including the California Financing Law. Brokers can assist with conventional, FHA, VA, and jumbo loans common in the high-value Silicon Valley market.
What Does a Mortgage Broker in Cupertino Cost?
In California, mortgage broker fees generally range from 1% to 2% of the loan amount, with a typical origination fee around 1%. For a $1 million loan, this means $10,000 to $20,000 in broker costs. Additional expenses may include appraisal, credit report, and underwriting fees. Costs vary by case and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Cupertino?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork, compare rates, and guide you through the approval process. In California, brokers must disclose their compensation and any fees upfront.
How do I choose a mortgage broker in Cupertino?
Look for a broker licensed with the California DFPI and the Nationwide Multistate Licensing System. Check their experience with local property types and loan limits. Ask for a Good Faith Estimate to compare costs.
What are typical fees for a mortgage broker in California?
California mortgage brokers typically charge an origination fee of 1% to 2% of the loan amount. Some may also charge application or processing fees. Total costs vary by loan size and complexity, so always request a detailed fee breakdown.
Get matched with agents in Cupertino who handle your type of case.
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BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.