Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage brokers in Castro Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Optimal Loans
4061 E Castro Valley Blvd Suite 260, Castro Valley, CA 94552
5104265626
Mortgage Girl, Inc
2811 Castro Valley Blvd #207, Castro Valley, CA 94546
5103663045
What Does a Mortgage Broker in Castro Valley Cost?
In California, mortgage broker fees typically range from 1% to 2% of the loan amount. For a $500,000 loan, this could be $5,000 to $10,000. Some brokers charge a flat fee instead of a percentage. Costs also include application fees, appraisal fees, and third-party charges. Always request a Loan Estimate to see all costs upfront. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Castro Valley?
A mortgage broker acts as an intermediary between you and multiple lenders. They help you compare loan options, gather paperwork, and submit applications. They do not lend money directly but find a lender that fits your needs.
Do I need a mortgage broker to buy a home in California?
No, you can work directly with a bank or credit union. However, a broker can offer access to more loan products and may help if you have a unique financial situation. California law requires all mortgage brokers to be licensed by the Department of Financial Protection and Innovation.