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Find Mortgage Brokers in Sheffield, AL

Browse mortgage brokers serving Sheffield, Alabama. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Sheffield, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 4 mortgage brokers in Sheffield, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Milstead Insurance
427 Cox Blvd, Sheffield, AL 35660
2563835011
Alexander Land Surveying, Inc.
2923 N Jackson Hwy, Sheffield, AL 35660
2563817009
Listerhill Credit Union
703 S Montgomery Ave, Sheffield, AL 35660
2563839204
Will Rayburn - COUNTRY Financial Agent
707 E 2nd St Ste B, Sheffield, AL 35660
2567126431

Mortgage brokers in Sheffield Alabama help home buyers and homeowners find suitable loan options from multiple lenders. Alabama state law requires mortgage brokers to be licensed through the Alabama Banking Department. Brokers can assist with conventional loans, FHA loans, and VA loans for eligible residents in the Shoals area.

What Does a Mortgage Broker in Sheffield Cost?

Mortgage broker fees in Alabama typically range from 1% to 3% of the loan amount. Some brokers charge a flat fee between $1,000 and $3,000. You may also pay application fees and third party costs like appraisal and credit report fees. Alabama law requires brokers to disclose all fees in a Good Faith Estimate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Sheffield Alabama?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, compare loan products from different banks, and help you find a mortgage that fits your needs. In Alabama brokers must follow state licensing rules under the Alabama Secure and Fair Enforcement Mortgage Licensing Act.
How do I choose a mortgage broker in Sheffield?
Look for a broker with an active Alabama mortgage broker license. Check their experience with local properties and ask about their lender network. You can verify a brokers license through the Alabama Banking Department website.
What documents do I need to apply for a mortgage in Alabama?
Typically you need recent pay stubs, tax returns for the last two years, bank statements, and a photo ID. Alabama lenders may also require proof of homeowners insurance and a property appraisal. The exact list depends on the loan type and your financial situation.